Posts tagged as:

Mortgage

Advantages of a Buyer’s Agency Agreement

by LiveInWichita.com January 4, 2010

YOUR INTERESTS ARE PROFESSIONALLY REPRESENTED
Enlisting the services of a professional Buyer’s Agent is similar to using an accountant to help you with your taxes, a doctor to help you with your health care, or a mechanic to help you with your car. If you had the time to devote to learning everything about accounting, medicine, [...]

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Wells Fargo Offering Some No Cost Refinances

by Lynette December 5, 2009

If you have an existing mortgage with Wells Fargo, this may be the time to refinance. They are offering to permanently lower interest rates on existing CONVENTIONAL loans at No Cost to the borrower. What is even better, is that they aren’t requiring any documentation. You simply need your loan number to see if [...]

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Why You Need A Realtor® When Buying a Home

by Lynette Chapman October 20, 2009

A licensed real estate professional provides much more than the service of helping you find your ideal home.
Realtors® are expert negotiators with other agents, seasoned financial advisers with customers, and superb navigators around the local neighborhood.
They are members of the National Association of Realtors® (NAR) and must abide by a Code of Ethics and Standards [...]

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Nine Great Reasons to Buy a Home

by Lynette Chapman September 29, 2009

1. Quality of life – a home provides stability and security for you and
your loved ones.
2. Pride of home ownership – it’s your personal haven.
3. Historically low interest rates – around 6.5 percent in the United
States.
4. Appreciation potential – your home investment can grow in value.
5. Equity buildup and debt pay down – homeowners enjoy [...]

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FHA loans for houses that need renovation

by Lynette Chapman August 18, 2009

I ran across this article today about FHA rehab loans. This is a great program available for buyers who want to buy a ‘fixer upper’ and don’t have a lot of cash. The down payment is only 3.5% . With this program you can finance repairs that need to be done on your new Wichita [...]

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Know your rights when applying for a mortgage

by Lynette Chapman August 13, 2009

Equal Credit Opportunity Act (ECOA) – How it Can Help You
Those who apply for mortgage loans are not totally in the mercy of the creditors. One of the laws that protect borrowers is the Equal Credit Opportunity Act (ECOA). If you are planning on purchasing a home in Wichita anytime soon, you might want to [...]

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Hope Now for Homeowners

by Lynette Chapman July 1, 2009

If you are scared of losing your Wichita home, try not to worry. The truth is you are not alone and there is someone out there who is willing to help you. I am not talking about the President’s plan, either. I am talking about an organization of mortgage companies, investors, and counselors called Hope [...]

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