LiveInWichita.com » Mortgage Information

4 Tips to Determine How Much Mortgage You Can Afford

LiveInWichita.com — Fri, 27 Jan 2012 01:32:23 +0000

By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. Here are six surefire ways you can get your finances in order before you buy a home. Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home [...]

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Make Your Wichita House FHA-Loan Friendly

LiveInWichita.com — Thu, 30 Sep 2010 04:32:19 +0000

Article From BuyAndSell.HouseLogic.com By: Terry Sheridan Published: June 02, 2010 Know the basics of FHA loan rules and you stand a better chance of selling your house or condo. Make your house FHA-friendly, and it will appeal to more homebuyers. Why? Because the Federal Housing Administration is insuring the mortgage loans used by about 30% [...]

7 Tips for Improving Your Credit

LiveInWichita.com — Fri, 25 Jun 2010 19:14:54 +0000

Article From BuyAndSell.HouseLogic.com By: G. M. Filisko Published: February 25, 2010 Here’s how to clean up your credit so you get the least-expensive home loan possible. Getting the loan that suits your situation at the best possible price and terms makes homebuying easier and more affordable. Here are seven ways to boost your credit score [...]

$8000/$6500 Tax Credits Still Available for Active Military

Lynette — Mon, 10 May 2010 17:54:18 +0000

Men/Women in active military have a one year extension of the $8000 first time buyer tax credit and the $6500 tax credit for repeat buyers. If you were on active duty for 90 days or more, outside of the U.S., during the time period of 12/31/08 to 5/1/2010, then they you are eligible for this [...]

Improving Your FICO® Credit Score

LiveInWichita.com — Tue, 13 Apr 2010 04:08:49 +0000

It’s important to note that raising your FICO® credit score is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts can backfire. The best advice is to manage credit responsibly over time. Payment History Tips • Pay your bills on time. Delinquent payments and collections can [...]

Guaranteed Rural Development Loans are Ending

LiveInWichita.com — Fri, 12 Mar 2010 17:58:01 +0000

I received this message this morning from one of the Wichita mortgage lenders that I deal with on a regular basis. Rural Development loans are 100% loans for low-income families. These loans have income, purchase price and area limitations. These are the areas in and around Sedgwick County that usually qualify for a USDA Rural [...]

FHA Changes Coming Soon, Apply Now

LiveInWichita.com — Thu, 11 Mar 2010 06:15:16 +0000

Those Who Wait Will Pay Thousands More This Spring Waiting a few extra days or weeks to purchase a home this spring could cost buyers thousands of extra dollars as the office of Housing and Urban Development (HUD) implements several changes for loans guaranteed by the Federal Housing Authority (FHA). Coming just weeks before the [...]

FHA loans for houses that need renovation

Lynette Chapman — Tue, 18 Aug 2009 02:14:11 +0000

I ran across this article today about FHA rehab loans. This is a great program available for buyers who want to buy a ‘fixer upper’ and don’t have a lot of cash. The down payment is only 3.5% . With this program you can finance repairs that need to be done on your new Wichita [...]

Know your rights when applying for a mortgage

Lynette Chapman — Thu, 13 Aug 2009 16:48:29 +0000

Equal Credit Opportunity Act (ECOA) – How it Can Help You Those who apply for mortgage loans are not totally in the mercy of the creditors. One of the laws that protect borrowers is the Equal Credit Opportunity Act (ECOA). If you are planning on purchasing a home in Wichita anytime soon, you might want [...]