From the category archives:

For Buyers

Thumbnail image for Wichita Housing Market is Looking Good

Wichita Housing Market is Looking Good

by Lynette March 6, 2010

Wichita State University’s Center for Real Estate released their 2010 Kansas Housing Market Forecast yesterday. Here are the highlights:

employment will continue to go down through the first quarter of 2010, then will recover slowly
the Mortgage Bankers Association predicts that interest rates will continue to be low through 2011
by then end of 2011, mortgage interest rates [...]

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Advantages of a Buyer’s Agency Agreement

by Lynette January 4, 2010

YOUR INTERESTS ARE PROFESSIONALLY REPRESENTED
Enlisting the services of a professional Buyer’s Agent is similar to using an accountant to help you with your taxes, a doctor to help you with your health care, or a mechanic to help you with your car. If you had the time to devote to learning everything about accounting, medicine, [...]

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Home Sales in Wichita Are Up, Tax Credit to Thank

by Lynette November 12, 2009

There was good news for the Wichita real estate market today. According to the Wichita Business Journal, home sales in October increased by 2 percent over sales from October 2008. Many Realtors give credit to the increase in home sales to the $8,000 tax credit for first time buyers. The report, from the Wichita Area [...]

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Thumbnail image for First Time Buyer Tax Credit Extended, Plus New Credit for Existing Homeowners Wanting to Buy Again

First Time Buyer Tax Credit Extended, Plus New Credit for Existing Homeowners Wanting to Buy Again

by Lynette November 7, 2009

The Extended Home Buyer Tax Credit: The Basics for REALTORS, Homebuyers, and Home owners from the National Association of REALTORS.
The First Time Home Buyer Tax Credit has been extended. First Time buyers have until April 30, 2010 to enter into a contract on a new home purchase. Buyers can purchase a single-family home, a condo [...]

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Thumbnail image for Why You Need A Realtor® When Buying a Home

Why You Need A Realtor® When Buying a Home

by Lynette Chapman October 20, 2009

A licensed real estate professional provides much more than the service of helping you find your ideal home.
Realtors® are expert negotiators with other agents, seasoned financial advisers with customers, and superb navigators around the local neighborhood.
They are members of the National Association of Realtors® (NAR) and must abide by a Code of Ethics and Standards [...]

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10 Tips To Improving Your Credit Report

by Lynette Chapman October 6, 2009

Credit is something that some take lightly or give little thought to until it’s really needed. There are 10 things that you can do to make sure that your credit is always in good standing so it will be available when you are ready to buy a Wichita home.
1 – Pay your bills on time. [...]

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Thumbnail image for Nine Great Reasons to Buy a Home

Nine Great Reasons to Buy a Home

by Lynette Chapman September 29, 2009

1. Quality of life – a home provides stability and security for you and
your loved ones.
2. Pride of home ownership – it’s your personal haven.
3. Historically low interest rates – around 6.5 percent in the United
States.
4. Appreciation potential – your home investment can grow in value.
5. Equity buildup and debt pay down – homeowners enjoy [...]

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FHA loans for houses that need renovation

by Lynette Chapman August 18, 2009

I ran across this article today about FHA rehab loans. This is a great program available for buyers who want to buy a ‘fixer upper’ and don’t have a lot of cash. The down payment is only 3.5% . With this program you can finance repairs that need to be done on your new Wichita [...]

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Know your rights when applying for a mortgage

by Lynette Chapman August 13, 2009

Equal Credit Opportunity Act (ECOA) – How it Can Help You
Those who apply for mortgage loans are not totally in the mercy of the creditors. One of the laws that protect borrowers is the Equal Credit Opportunity Act (ECOA). If you are planning on purchasing a home in Wichita anytime soon, you might want to [...]

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What makes a good Realtor?

by Lynette Chapman May 6, 2009

There are a lot of real estate agents out there and finding the right one can be hard! As with any business, a strong relationship is important.
But how does this relationship become established?
Really, the same way that any other relationship becomes established – good human qualities with professional skill thrown in.
The top five things you [...]

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$8000 Tax Credit for First Time Buyers

by Lynette Chapman February 17, 2009

President Obama signed the Economic Stimulus bill today. Included in the bill is a First Time Buyer tax credit that is sure to motivate potential buyers. Here are the highlights:

Maximum credit of  $8000
Does not have to be repaid
You can take advantage of this if you haven’t owned a home for 3 years
You must buy a [...]

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Federal Housing Tax Credit for First-Time Home Buyers

by Lynette Chapman January 18, 2009

For aspiring home owners who find their goal stubbornly elusive, newly enacted legislation providing a tax credit of as much as $7,500 for first-time home buyers might just be the opportunity of a lifetime.
But like so many of the good things in life, time is of the essence for buyers who want to take advantage [...]

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Despite recent layoff announcements, Wichita is still predicting overall job growth in 2009

by Lynette Chapman November 25, 2008

Wichita State University revised its 2009 jobs forecast downward, but it is still calling for job gains despite the national recession.
The Wichita area will add 1,650 jobs next year, according to the prediction released Monday by the Center for Economic Development and Business Research at WSU.
The forecast calls for job growth across most sectors, with [...]

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Home Maintenance Tip – Avoid Halloween Mishaps

by Lynette Chapman October 15, 2008

Many homeowners get into the spirit of Halloween by turning their homes into haunted houses, carving pumpkins, and handing out treats to costumed kids who come to their door. If you’re a homeowner planning on getting involved in the holiday, following a few precautions can help keep the night from turning scary in an unwanted [...]

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