From the category archives:

For Buyers

Thumbnail image for 7 Tips for Improving Your Credit

7 Tips for Improving Your Credit

by LiveInWichita.com June 25, 2010

Article From BuyAndSell.HouseLogic.com
By: G. M. Filisko
Published: February 25, 2010
Here’s how to clean up your credit so you get the least-expensive home loan possible.
Getting the loan that suits your situation at the best possible price and terms makes homebuying easier and more affordable. Here are seven ways to boost your credit score so you can do [...]

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$8000/$6500 Tax Credits Still Available for Active Military

by Lynette May 10, 2010

Men/Women in active military have a one year extension of the $8000 first time buyer tax credit and the $6500 tax credit for repeat buyers.
If you were on active duty for 90 days or more, outside of the U.S., during the time period of 12/31/08 to 5/1/2010, then they you are eligible for [...]

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Which Home Warranty Should You Choose?

by Lynette April 20, 2010

When you buy a home, you are often offered a home warranty. These warranties are usually a year long and usually cover plumbing, appliances and heating & air problems that could occur. I have listed several home warranty companies below. Each company offers a little different coverage, cost and deductible.  This is a chance to [...]

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Improving Your FICO® Credit Score

by LiveInWichita.com April 12, 2010

It’s important to note that raising your FICO® credit score is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts can backfire. The best advice is to manage credit responsibly over time.
Payment History Tips
• Pay your bills on time. Delinquent payments and collections can have a major [...]

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Thumbnail image for Wichita, KS Most Affordable City According to ‘Today’ Show

Wichita, KS Most Affordable City According to ‘Today’ Show

by Lynette March 22, 2010

On this mornings episode of the ‘Today‘ show, Wichita, KS was rated the most affordable city to live in the USA. The study was done by real estate expert, Barbara Corcoran.  She looked at the following:

cost of living
average household income
average home prices
quality of life

This is just one more reason to Live In Wichita! Click Here [...]

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Want to live in downtown Wichita? Open House & Tour THIS Sunday

by Lynette March 19, 2010

This is a great opportunity for those wanting to live in downtown Wichita. Wichita Downtown Development Corporation is sponsoring a Downtown Open House and Tour this Sunday, March 21st from 1-4pm. Be at their offices at 507 E Douglas to ride the Unified Party Bus to each location. This event is FREE and a great [...]

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Thumbnail image for Guaranteed Rural Development Loans are Ending

Guaranteed Rural Development Loans are Ending

by LiveInWichita.com March 12, 2010

I received this message this morning from one of the Wichita mortgage lenders that I deal with on a regular basis. Rural Development loans are 100% loans for low-income families. These loans have income, purchase price and area limitations. These are the areas in and around Sedgwick County that usually qualify for a [...]

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FHA Changes Coming Soon, Apply Now

by LiveInWichita.com March 11, 2010

Those Who Wait Will Pay Thousands More This Spring

Waiting a few extra days or weeks to purchase a home this spring could cost buyers thousands of extra dollars as the office of Housing and Urban Development (HUD) implements several changes for loans guaranteed by the Federal Housing Authority (FHA).
Coming just weeks before the April [...]

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Thumbnail image for Wichita Housing Market is Looking Good

Wichita Housing Market is Looking Good

by Lynette March 6, 2010

Wichita State University’s Center for Real Estate released their 2010 Kansas Housing Market Forecast yesterday. Here are the highlights:

employment will continue to go down through the first quarter of 2010, then will recover slowly
the Mortgage Bankers Association predicts that interest rates will continue to be low through 2011
by then end of 2011, mortgage interest rates [...]

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Thumbnail image for Advantages of a Buyer’s Agency Agreement

Advantages of a Buyer’s Agency Agreement

by LiveInWichita.com January 4, 2010

YOUR INTERESTS ARE PROFESSIONALLY REPRESENTED
Enlisting the services of a professional Buyer’s Agent is similar to using an accountant to help you with your taxes, a doctor to help you with your health care, or a mechanic to help you with your car. If you had the time to devote to learning everything about accounting, medicine, [...]

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Thumbnail image for Home Sales in Wichita Are Up, Tax Credit to Thank

Home Sales in Wichita Are Up, Tax Credit to Thank

by Lynette November 12, 2009

There was good news for the Wichita real estate market today. According to the Wichita Business Journal, home sales in October increased by 2 percent over sales from October 2008. Many Realtors give credit to the increase in home sales to the $8,000 tax credit for first time buyers. The report, from the Wichita Area [...]

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Thumbnail image for First Time Buyer Tax Credit Extended, Plus New Credit for Existing Homeowners Wanting to Buy Again

First Time Buyer Tax Credit Extended, Plus New Credit for Existing Homeowners Wanting to Buy Again

by Lynette November 7, 2009

The Extended Home Buyer Tax Credit: The Basics for REALTORS, Homebuyers, and Home owners from the National Association of REALTORS.
The First Time Home Buyer Tax Credit has been extended. First Time buyers have until April 30, 2010 to enter into a contract on a new home purchase. Buyers can purchase a single-family home, a condo [...]

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Thumbnail image for Why You Need A Realtor® When Buying a Home

Why You Need A Realtor® When Buying a Home

by Lynette Chapman October 20, 2009

A licensed real estate professional provides much more than the service of helping you find your ideal home.
Realtors® are expert negotiators with other agents, seasoned financial advisers with customers, and superb navigators around the local neighborhood.
They are members of the National Association of Realtors® (NAR) and must abide by a Code of Ethics and Standards [...]

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10 Tips To Improving Your Credit Report

by Lynette Chapman October 6, 2009

Credit is something that some take lightly or give little thought to until it’s really needed. There are 10 things that you can do to make sure that your credit is always in good standing so it will be available when you are ready to buy a Wichita home.
1 – Pay your bills on time. [...]

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