Financing

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4 Tips to Determine How Much Mortgage You Can Afford

by LiveInWichita.com January 26, 2012

By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. Here are six surefire ways you can get your finances in order before you buy a home. Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home [...]

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2010 Sedgwick County/Butler County Bond Money

by Lynette August 18, 2010

Bond money is back. The main difference between now and the last times that bond money was issued is that this time the bond money must be repaid.  This is still a good opportunity to get into a home for very little money down at a very low interest rate. Bond money qualifications: Buyers must [...]

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7 Tips for Improving Your Credit

by LiveInWichita.com June 25, 2010

Article From BuyAndSell.HouseLogic.com By: G. M. Filisko Published: February 25, 2010 Here’s how to clean up your credit so you get the least-expensive home loan possible. Getting the loan that suits your situation at the best possible price and terms makes homebuying easier and more affordable. Here are seven ways to boost your credit score [...]

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Improving Your FICO® Credit Score

by LiveInWichita.com April 12, 2010

It’s important to note that raising your FICO® credit score is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts can backfire. The best advice is to manage credit responsibly over time. Payment History Tips • Pay your bills on time. Delinquent payments and collections can [...]

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Guaranteed Rural Development Loans are Ending

by LiveInWichita.com March 12, 2010

I received this message this morning from one of the Wichita mortgage lenders that I deal with on a regular basis. Rural Development loans are 100% loans for low-income families. These loans have income, purchase price and area limitations. These are the areas in and around Sedgwick County that usually qualify for a USDA Rural [...]

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10 Tips To Improving Your Credit Report

by Lynette Chapman October 6, 2009

Credit is something that some take lightly or give little thought to until it’s really needed. There are 10 things that you can do to make sure that your credit is always in good standing so it will be available when you are ready to buy a Wichita home. 1 – Pay your bills on [...]

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