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4 Tips to Determine How Much Mortgage You Can Afford

by LiveInWichita.com January 26, 2012

By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. Here are six surefire ways you can get your finances in order before you buy a home. Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home [...]

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What are special taxes?

by Lynette June 2, 2011

Special assessments or special taxes are fairly common in the Wichita, KS area. These are charges attached to real estate for public projects. Examples of these public projects are installing water lines, sewer lines, paving streets, street lighting, sidewalks and parking structures. Almost all brand new homes have special taxes. Specials are usually spread over [...]

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Things not to do when buying a house

by Lynette April 26, 2011

Don’t make any major purchases that would create debt of any kind (cars, furniture, appliances). Even paying cash for a major purchase may create a problem with getting a loan, as the lender may be using your cash reserves to help you qualify. Resist the urge to buy furniture or appliances even if you are [...]

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10 Common Errors Home Owners Make When Filing Taxes

by LiveInWichita.com February 8, 2011

Article From HouseLogic.com By: G. M. Filisko Don’t rouse the IRS or pay more taxes than necessary–know the score on each home tax deduction and credit. As you calculate your tax returns (http://www.houselogic.com/articles/tax-tips-homeowners-looking-ahead-2010-returns/), consider each home tax deduction and credit you are-and are not-entitled to. Running afoul of any of these 10 home-related tax mistakes-which [...]

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Make Your Wichita House FHA-Loan Friendly

by LiveInWichita.com September 29, 2010

Article From BuyAndSell.HouseLogic.com By: Terry Sheridan Published: June 02, 2010 Know the basics of FHA loan rules and you stand a better chance of selling your house or condo. Make your house FHA-friendly, and it will appeal to more homebuyers. Why? Because the Federal Housing Administration is insuring the mortgage loans used by about 30% [...]

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How to Use Comparable Sales to Price Your Home

by LiveInWichita.com September 14, 2010

Article From BuyAndSell.HouseLogic.com By: Carl Vogel Originally Published: August 05, 2010 Before you put your home up for sale, use the right comparable sales to find the perfect price. How much can you sell your home for? Probably about as much as the neighbors got, as long as the neighbors sold their house in recent [...]

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2010 Sedgwick County/Butler County Bond Money

by Lynette August 18, 2010

Bond money is back. The main difference between now and the last times that bond money was issued is that this time the bond money must be repaid. This is still a good opportunity to get into a home for very little money down at a very low interest rate. Bond money qualifications: Buyers must [...]

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7 Tips for Improving Your Credit

by LiveInWichita.com June 25, 2010

Article From BuyAndSell.HouseLogic.com By: G. M. Filisko Published: February 25, 2010 Here’s how to clean up your credit so you get the least-expensive home loan possible. Getting the loan that suits your situation at the best possible price and terms makes homebuying easier and more affordable. Here are seven ways to boost your credit score [...]

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$8000/$6500 Tax Credits Still Available for Active Military

by Lynette May 10, 2010

Men/Women in active military have a one year extension of the $8000 first time buyer tax credit and the $6500 tax credit for repeat buyers. If you were on active duty for 90 days or more, outside of the U.S., during the time period of 12/31/08 to 5/1/2010, then they you are eligible for this [...]

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Which Home Warranty Should You Choose?

by Lynette April 20, 2010

When you buy a home, you are often offered a home warranty. These warranties are usually a year long and usually cover plumbing, appliances and heating & air problems that could occur. I have listed several home warranty companies below. Each company offers a little different coverage, cost and deductible. This is a chance to [...]

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Improving Your FICO® Credit Score

by LiveInWichita.com April 12, 2010

It’s important to note that raising your FICO® credit score is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts can backfire. The best advice is to manage credit responsibly over time. Payment History Tips • Pay your bills on time. Delinquent payments and collections can [...]

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Ten Easy Ways to Celebrate Earth Day

by LiveInWichita.com April 12, 2010

Check out these simple ideas you can choose from to help you and your family get up and get involved! Tips are from the The Home Warranty of America Green Team 1. Re-usable Bags Utilize reusable bags for all of your shopping 2. Plant a tree, shrub or other plants This is certainly a popular [...]

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Wichita, KS Most Affordable City According to ‘Today’ Show

by Lynette March 22, 2010

On this mornings episode of the ‘Today‘ show, Wichita, KS was rated the most affordable city to live in the USA. The study was done by real estate expert, Barbara Corcoran. She looked at the following: cost of living average household income average home prices quality of life This is just one more reason to [...]

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Want to live in downtown Wichita? Open House & Tour THIS Sunday

by Lynette March 19, 2010

This is a great opportunity for those wanting to live in downtown Wichita. Wichita Downtown Development Corporation is sponsoring a Downtown Open House and Tour this Sunday, March 21st from 1-4pm. Be at their offices at 507 E Douglas to ride the Unified Party Bus to each location. This event is FREE and a great [...]

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